Questions

Date Posted Question Category View
1 21st February 2019 07:47PM

Hi, me and my husband separated in November 2016, we have three children 21, 19 and 16 who live with me. The oldest child is working, the middle child is not and receives personal independence payment and the youngest is at college. My husband pays 350 pounds a month into our joint account, however his loan that is 230 pounds goes out from there as does his car tax and life insurance. Our mortgage we owe is 115000 and it is interest only, the house was valued at 170000 when he left. At this time he has been pushing for me to give a date to sell the house or give him his half of the equity. I would really like your help to see where I stand and what I can do. Kind regards Anna Hale

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Legal advice View
2 21st February 2019 02:11PM

I have been working for the same company for 19 years with good work record. Employer wants to increase the responsibilities of my current job which will mean a lot more stress and less family time. I told them I would be happier staying with my current responsibilities. They informed me that if I wish to stay doing the exact same job, they would have to grade me down to a junior position with a 30% pay cut. They are not offering any incentive to accept these extra responsibilities. What are my legal rights ? Can I refuse to accept lower grade and demand to by paid the same to do the same job ?

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Employment View
3 21st February 2019 02:09PM

I have recently replaced a fence which separates myself and our neighbours. The side of the fence belongs to the neighbour on housing plans. I did ask permission from the neighbour if I could do this before going ahead and was told it was fine. Now a month on I have been told that I need to take down the fence otherwise he is taking me to court. How do I go about this.

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Property & land View
4 21st February 2019 01:29PM

I'm after advice on a work related matter. During a company Christmas party, I was sexually assaulted and harassed by a colleague. I have raised this as a formal grievance to HR

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Other View
5 21st February 2019 09:10AM

My 8 years autistic son throw plates from the windows while in holiday another country, it was my brothers house and now legal action was taking to my brother when he told it was his nephew who done it, they want the child's name and address for their record. I don't what to do and I don't want to my brother to get trouble

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Do not know View
6 21st February 2019 08:41AM

lewisham council and the cps withholding information, I want to sue them, the ICO is investigating

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Other View
7 20th February 2019 11:34PM

I am a cam girl for myfreecams, they clearly state that I own the copyright to every single broadcast i do and anything i upload on top of that. i have recently discovered that someone has been screen recording my live shows and selling them on lots of websites. what can i do about this? they have sold them for money and i am wanting to pursue this further. thanks.

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Copyright Law View
8 20th February 2019 05:53PM

My mother died with apparently a new will in pkace and her ex partner wants me to sign a form so he can go to probate and get my mothers life insurance money released , she told me that her will left the insurance to me and her partner after fuberal expences had been covered ,

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Inheritance View
9 20th February 2019 05:22PM

Hi, I'm not sure whether my question falls into the professional negligence category or human rights. It's a very long story and far too complicated to explain fully on here. Basically, we own the end house on a group of 4 terraced houses. Both the surface water drain and the foul drain for all 4 properties run across our land. In 2016 we notice a really bad smell in our kitchen and as our kitchen units were collapsing (even though they weren't old) we decided to rip out our kitchen and put in a new one. We had the kitchen replastered in December 2016 but were unable to continue with the fitting of the kitchen as the outside wall would not dry out. In January 2017 we contacted our insurance company to report that we felt there was an issue with damp. After speaking with them we were advised to contact Thames Water to see if there were an issues with the drains. Thames Water attended the property in February 2017 and categorically stated that there were no issues with the drains and that the damp in our property was an internal issue. My husband suffers with blood cancer and has a reduced immune system so once the loss adjuster came out to the property we were advised that we needed to move out in case the property was contaminated. We then went through what can only be described as 2 years from hell. Thames Water initially denied there were any problems with the drains. The insurance company repeatedly refused our choice of alternative accommodation. In June 2017 it was finally discovered after numerous drain surveys that the main surface water sewer in the road was so broken and displaced that Thames Water had to make emergency repairs. The catch pit on our drive was so full and blocked it had caused several breakages to the pipes on our property and the surface water had been flooding back into our property for God knows how long. The foul sewer was also so blocked it took a day for Thames Water to clean it. Over time the whole of the downstairs of our property has been damaged by the damp. The outside walls have constantly read 999 which is the worst possible reading. We have no idea how long we had been living like this. Thames Water made the repairs to the sewer in the road but did not make any repairs to the pipes on our property despite knowing it was their issue. Meanwhile the insurance company refused to pay for reinstatement of our property until Thames Water made the repairs to the drains. Eventually after numerous battles and contacting OFWAT and Environmental Health Thames Water made the repairs to both the surface water drain and the foul drain (by removing the interceptor) and issued a full report admitting that the sewer failure had caused the flooding to our property. The insurance company have been as good as useless. After their surveyor/builder told us that our walls were bone dry we refused to have them carry out the restoration works as a drying out company came and our walls were still reading 999. We wanted to use our own builders as we had little faith in anything to do with the insurance company but they have fought us every step of the way and paid only a fraction of the estimates we received. We have received disturbance allowance but not to the full amount we should have received and only for a short period of time. We have had a truly awful 3 years and the stress has really taken its toll on our family. We have basically lived without the downstairs of our house for 3 years. Reports from Belfor (the drying company) confirmed to the insurance company that the water which had flooded our property was contaminated. We remained in our property without a fully functioning kitchen until December 2018 mostly because the insurance company refused to pay any more than £1500 per month for rent despite there being no equivalent properties available for a 6 month let near a station for my husband or the schools for our children. Both myself and my eldest son have autoimmune hypothyroidism and have suffered dreadfully. This is only a brief outline of the distress and upset both Tesco Insurance and Thames Water have caused my family. My question is, can Thames Water be held liable for negligence as they knew there was an issue with the surface water drain and foul drain on our property for over a year before making repairs? Do we also have any redress against the loss adjusters for their appalling behaviour? I have argued, cried and been treated like an absolute criminal when all the way along we knew there was an issue with the drains and yet the loss adjusters have fought us every step of the way. We have only managed to carry out half the repairs to our house as we simply do not have the funds. Our driveway is sinking and our exterior boundary wall has collapsed but because their surveyor (who said the walls were not wet) said the flooding wouldn't have caused the damage we are not covered for the damage. It is quite clear and evident that damage has been caused by the sewer issues. We do have legal guard cover with our insurance policy but because we have had Thames Water out to unblock the drains (blockages reported by our neighbours) prior to the start of our policy they will not cover the legal costs. The insurance company have been extremely unsympathetic and unhelpful since the beginning of the claim. 2 weeks ago I contacted Thames Water and reported yet another offensive odour. They came to our property and checked our neighbour's drains (the next separate row of 4 terraced houses). We were told there were no blockages and that "they couldn't smell anything". The odour persisted. Today Thames Water have been called by yet another neighbour as they have a blockage. The end house in that run of drains is directly next to our property and have been told that the foul drain is so blocked with limescale that the line needs cleaning within in the next 5 days. Obviously, there is far more to this complaint than I have listed. It has been a constant battle for my family so any help will be gratefully received. Many thanks, Claire

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Do not know View
10 20th February 2019 05:21PM

Do you give answers concerning criminal law? Please

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Legal advice View

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Varendra

Specialist in Employment Law and General Law matters, specialising in Employment Law. Also wide expertise in General Law matters.


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